|
| |
 |
 |
| |
KPPK President's Welcoming Speech (Malay Version)
Dalam dunia hari ini kemalangan boleh berlaku tanpa diduga, tidak terkecuali di kalangan ahli KPPK. Skim Insuran Kemalangan Diri Berkelompok "MUI Diamond Accident Protector" adalah merupakan satu skim yang amat sesuai bagi semua ahli KPPK. Ia boleh menjamin pulangan yang dapat mengurangkan beban yang akan ditanggung oleh keluarga ahli yang ditimpa kemalangan.
Premium yang ditawarkan adalah amat rendah dan mampu bagi semua guru.
Telah terbukti ramai keluarga ahli yang menyertai skim ini telah mendapat pampasan yang sewajarnya daripada skim ini.
Saya menyarankan semua ahli KPPK supaya menyertai skim ini, kerana ia merupakan skim termurah yang ditawarkan kepada kesatuan kita. "Lindungi Keluarga Anda Sebelum Sesuatu Malapetaka Berlaku". Sediakan payung sebelum hujan. |
|
|
Salam sejahtera,
USTAZ HJ ISMAIL NIHAT
Presiden KPPK
|
|
|
| |
| Schedule Of Benefits (Premium 1 unit = RM 4.50 / 2 units = RM 9.00) |
| Benefits For Death And Permanent Disablement |
|
2 units RM 9.00
per month |
| For a fatal accident whilst travelling in public conveyance licensed for passenger service |
RM 220, 000 |
RM 440, 000 |
For an accident resulting in :
- Total paralysis from the neck down or
- Complete and incurable insanity |
RM 220, 000 |
RM 440, 000 |
| For accidental death resulting from any cause - other than those specified above |
RM 110, 000 |
RM 220, 000 |
| For permanent disablement (full continenetal scale) refer to schedule of benefits |
RM 110, 000 |
RM 220, 000 |
For death due to:
- Murder or assault
- Strike, riot and civil commotion or hijack
- Accidental food poisoning
- Accidental drowning or suffocation
- Lightning strike
- Exposure and disapperance
|
RM 110, 000 |
RM 220, 000 |
| Hospitalisation And Medical Benefits |
Reimbursement for all medical expenses incurred whilst hospitalized in any government or private hospital (Expenses include medical, surgical, doctor's consulatation, x-ray, lab tests, board and lordging charges, etc)
|
RM 3, 000 |
RM 5, 000 |
| Cash income per day up to RM 2,000 (1 unit) and RM 3,000 (2 units) to be used as wish for hospitalization in any government hospital. |
RM 100 per day up to RM 2, 000 |
RM 100 per day up to RM 3, 000 |
| Other Benefits |
Extra benefit to be used as funeral, burial or cremation expenses |
RM 3, 000 |
RM 6, 000 |
Travelling allowance per week for immediate family to visit you whilst hopsitalized (Maximum RM 500 for 1units and RM 1,000 for 2 units)
|
RM 50 per week
up to RM 500
|
RM 100 per week up to RM 1, 000
|
|
| Deduction for the first monthly premium for new participants can only be effected through BPA 3 months after submission of completed proposal form |
| |
|
Table of Monthly Premium |
|
For Member & Spouse |
1 unit |
2 units |
100% of the above benefits |
Member |
RM 4.50 |
RM 9.00 |
Spouse |
RM 4.50 |
RM 9.00 |
|
|
Age (1-12) |
RM 1.15 |
RM 2.30 |
25 % of the above benefits |
Age (12-18) |
RM 2.25 |
RM 4.50 |
50 % of the above benefits
|
Age above 18 |
RM 4.50
|
100 % of the above benefits
|
|
Exclusion :- Bidang kerja yang tidak diainsurankan) Tentera Darat, Tentera Udara, Tentera Laut, Polis, Pengawal Keselamatan, Pemandu Perlumbaan, Penyelam, Jurusilat & Penggerudi Minyak/Gas (Senarai lengkap terkandung dalam polisi)
|
| |
Notice :
(i) All premium for children and spouses must be remitted through the member
(ii) Children 18 years and above and spouses are required to describe present occupation (if any).
(iii) Spouse or child in high risk occupation will be charged a monthly premium of RM 9.00 for one unit coverage.
(iv) Children above 18 years and spouses in high risk profession are not allowed to participate for 2 units. |
| |
| CLAIMS |
|
| |
|
